The professionals at The Hartfield Company of Kentucky offer services in such areas as Employee Benefit Planning, Business Planning, Investment Services, Life Insurance, Personal Insurance, and Property & Casualty Insurance.  The Hartfield Company of Kentucky is also the exclusive endorsed broker for seven (7) Kentucky State Trade Associations, where members are able to receive significant discounts for group health, group dental, group life insurance, group disability, and cancer protection coverage. 

The Hartfield Company of Kentucky combines a credo of values rarely found in one firm.  In addition to the professionalism you expect of a first class financial service firm, our qualities of commitment, competitiveness, professionalism and above all integrity are often cited by our colleagues and clients when they speak of their experience with The Hartfield Company.

We invite you to browse around on this site.  In it, you will find a wealth of information on investments, retirement, educational funding, and insurance protection, to list just a few of our offerings.  We encourage you to visit us often as our newsletters and articles are updated.  We also offer you various financial calculators to assist you in understanding and developing your financial plans.  You'll find all that you can imagine...and more...at The Hartfield Company.
Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

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Newsletters

Averaging Ups and Downs

Stock market volatility was the norm in 2011, and that can be hard on an investor’s nerves. Utilizing a dollar-cost averaging strategy may help even out your portfolio’s ups and downs, as explained in this article.

Tax Changes for 2012

Mandatory annual inflation adjustments generally affect federal income tax brackets, retirement plan contribution limits, and estate tax exemption levels. Here are some of the major changes that could affect readers in 2012, with a table showing 2012 income thresholds for the six federal income tax brackets.

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

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