The professionals at The Hartfield Company of Kentucky offer services in such areas as Employee Benefit Planning, Business Planning, Investment Services, Life Insurance, Personal Insurance, and Property & Casualty Insurance.  The Hartfield Company of Kentucky is also the exclusive endorsed broker for seven (7) Kentucky State Trade Associations, where members are able to receive significant discounts for group health, group dental, group life insurance, group disability, and cancer protection coverage. 

The Hartfield Company of Kentucky combines a credo of values rarely found in one firm.  In addition to the professionalism you expect of a first class financial service firm, our qualities of commitment, competitiveness, professionalism and above all integrity are often cited by our colleagues and clients when they speak of their experience with The Hartfield Company.

We invite you to browse around on this site.  In it, you will find a wealth of information on investments, retirement, educational funding, and insurance protection, to list just a few of our offerings.  We encourage you to visit us often as our newsletters and articles are updated.  We also offer you various financial calculators to assist you in understanding and developing your financial plans.  You'll find all that you can imagine...and more...at The Hartfield Company.
Calculators

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

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Newsletters

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Giving Strategies That Can Give Back

Americans gave more than $290 billion to charity in 2010, despite the slow economy. About 73% of charitable donations came directly from individuals. This article explains how a charitable remainder trust and a charitable lead trust could be used to provide more control over gifts while potentially benefiting the giver and his or her heirs.

Where There's a Will, There's a Way

Only 35% of Americans have a will, yet it's a relatively simple legal document that every adult should have, regardless of wealth or age. Dying without a will can lead to unwanted outcomes and potential problems for heirs. This article discusses the importance of a will and other estate conservation documents.

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